Errors and Omissions Insurance (E&O) IMPORTANT: MUST READ WHY DO YOU NEED E&O LIABILITY INSURANCE (CLICK HERE) Do you know the difference between $7,500 Surety Bond and E&O Insurance? * What is Surety Bond?  The bond does not protect the notary. The bond is designed to protect the public against any act of misconduct or negligence in the performance of  your official duties as a notary public. It does not protect you. In fact, when a notary bond is paid to some individual who was harmed as a result of an  improper notarization, the bonding company will usually demand  repayment from the notary. For your protection, you may want to carry  Errors and Omissions Insurance. * What is Errors and Omissions Insurance?  Errors and Omissions Insurance (commonly called E&O) is a form of  liability insurance that protects the notary public from claims or suits that  are the result of the notary’s negligent acts, errors and omissions. Much  like car insurance, this type of insurance covers investigation, defense  and settlement of committed or alleged acts by the insured notary public,  subject to policy limits and provisions.  Protect yourself with personal liability insurance. Can you afford the  high cost of a lawsuit? The State required $7,500 bond protects the  public, not you. The Bonding Company will seek reimbursement from you  even if you are wrongfully sued. Aaron Notary Appointment Services, Inc.   highly recommends that you protect yourself against these high costs   with an E&O policy (personal liability coverage). Aaron Notary has the  following coverage options for your convenience: • $10,000 E&O Coverage for 4 years $26 (54¢ per month)  • $30,000 E&O Coverage for 4 years $75 ($1.56 per month)  • $50,000 E&O Coverage for 4 years $123 ($2.56 per month)